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Vivian Caroline Cosio is licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of OH and KY. No insurance business may be conducted outside these states referenced.

Vivian Caroline Cosio is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life company. In this regard, this communication is strictly intended for individuals residing in the states of FL, IN, KY, MI, NY, OH, TX, and WY . No offers may be made or accepted from any resident outside the specific states referenced.