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Vivian Cosio is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, KY, and OH. No insurance business may be conducted outside the states referenced.

Vivian Cosio is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 11855 Tennyson Dr, Cincinnati, OH, 45241, 513-469-1952. In this regard, this communication is strictly intended for individuals residing in the states of FL, IN, KS, KY, MI, NY, OH, TX, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.